Acceptance of Terms
By accessing, browsing, or using the Nevada Today website (the “Site”) or any services made available through it, you (“User,” “you,” or “your”) acknowledge that you have read these Terms of Use (“Terms”) and agree to be legally bound by them, as well as by our Privacy Policy, which is incorporated herein by reference.
These Terms constitute a binding legal agreement between you and Nevada Today (“we,” “us,” or “our”). Your continued use of the Site after any modifications to these Terms constitutes acceptance of the updated Terms.
If you are using the Site on behalf of an organization or other legal entity, you represent that you have the authority to bind that entity to these Terms, and “you” in these Terms refers to both you individually and that entity.
Services Provided by the Website
Nevada Today operates as an online matching and referral platform. The Site is designed to connect users who are seeking financial products with independent, third-party lenders and financial service providers in our network.
Our services are limited to the following:
- Collecting information submitted by users through online forms and transmitting that information to participating third-party lenders
- Facilitating introductions between users and lenders who may offer financial products
- Providing general informational content related to personal finance
Nevada Today does not make lending decisions, approve or deny applications, set loan terms, or guarantee that any user will be matched with a lender or approved for any financial product. We do not act as a lender, broker, agent, or representative of any lender. All lending decisions are made solely by the independent third-party lender to whom your information is referred.
The information and content on this Site are for general informational purposes only and do not constitute financial, legal, or professional advice of any kind. You should consult a qualified professional before making any financial decisions.
Eligibility and User Responsibilities
To use this Site and submit a request through our platform, you must meet the following eligibility requirements:
- You must be at least 18 years of age
- You must be a natural person and not a corporation, partnership, or other legal entity submitting on behalf of a business
- You must have the legal capacity to enter into a binding contract
- You must not be prohibited by applicable law from using the services offered through this Site
By using this Site, you agree to the following responsibilities:
- You will provide accurate, current, and complete information when submitting any form or request through the Site
- You will not use the Site for any unlawful purpose or in any way that violates applicable laws or regulations
- You will not transmit any harmful, fraudulent, deceptive, or misleading information through the Site
- You will not attempt to interfere with, disrupt, or gain unauthorized access to any part of the Site or its systems
- You will not use automated tools, bots, or scripts to access or interact with the Site without our express written permission
- You are solely responsible for any consequences arising from the information you submit and any financial agreement you enter into with a third-party lender
Nevada Today reserves the right to deny access to the Site or refuse to process any request at its sole discretion, without notice or liability.
Third-Party Relationships and Disclaimers
Nevada Today is an independent referral platform and is not affiliated with, employed by, or acting as an agent of any third-party lender in our network. The lenders accessible through this Site are independent businesses operating under their own terms, conditions, and applicable laws.
When you submit a request through the Site, your information may be shared with one or more participating lenders. Each lender operates independently, and any agreement you enter into is solely between you and that lender. Nevada Today is not a party to any such agreement and has no responsibility for the terms, performance, or any dispute arising from it.
We do not endorse any particular lender, product, or service available through third-party referrals. Any offer you receive from a lender — including its terms, rates, fees, and conditions — is subject to that lender’s independent assessment and its own terms and conditions. You should carefully review all terms presented by a lender before accepting any offer.
The Site may contain links to external websites operated by third parties. These links are provided for convenience only. Nevada Today does not control, endorse, or accept responsibility for the content, accuracy, or practices of any third-party websites.
Nevada Today makes no warranties or representations, express or implied, regarding the availability of matching services, the likelihood of approval by any lender, or the terms of any offer you may receive.
Intellectual Property Rights
All content on this Site — including but not limited to text, graphics, logos, icons, images, page layouts, software, and source code — is the property of Nevada Today or its content licensors and is protected by applicable intellectual property laws.
You are granted a limited, non-exclusive, non-transferable, and revocable license to access and use the Site for personal, non-commercial purposes only. This license does not include the right to:
- Copy, reproduce, distribute, or publicly display any content from the Site without our express written consent
- Modify, adapt, translate, or create derivative works based on any Site content
- Use any content from the Site for any commercial purpose or for any public display
- Remove, alter, or obscure any copyright, trademark, or other proprietary notices displayed on the Site
Any unauthorized use of the Site’s content may violate applicable copyright, trademark, or other laws and is strictly prohibited. Nevada Today reserves all rights not expressly granted in these Terms.
All trademarks, service marks, trade names, and logos displayed on the Site are the property of Nevada Today or their respective owners. Nothing in these Terms grants you any right or license to use any trademark without the prior written permission of the applicable owner.
Limitation of Liability
To the fullest extent permitted by applicable law, Nevada Today, its officers, directors, employees, affiliates, agents, licensors, and service providers shall not be liable for any damages of any kind arising out of or related to your use of, or inability to use, the Site or any services offered through it.
This limitation of liability applies to all types of damages, including without limitation:
- Direct, indirect, incidental, special, consequential, or punitive damages
- Loss of profits, revenue, data, goodwill, or other intangible losses
- Damages resulting from any financial product or agreement obtained through a third-party lender
- Damages resulting from unauthorized access to or alteration of your personal information or transmissions
- Damages resulting from any content, conduct, or practices of any third party accessible through the Site
The Site and its content are provided on an “as is” and “as available” basis, without warranties of any kind, either express or implied. Nevada Today does not warrant that the Site will be uninterrupted, error-free, secure, or free of viruses or other harmful components.
In jurisdictions that do not allow the exclusion or limitation of certain types of liability, our liability shall be limited to the maximum extent permitted by law.
Indemnification
You agree to defend, indemnify, and hold harmless Nevada Today and its officers, directors, employees, agents, affiliates, licensors, and service providers from and against any and all claims, damages, losses, costs, liabilities, and expenses — including reasonable attorneys’ fees — arising out of or relating to:
- Your use of or access to the Site
- Any information you submit through the Site, including any inaccurate or misleading information
- Any financial agreement you enter into with a third-party lender referred through the Site
- Your violation of any provision of these Terms
- Your violation of any applicable law, regulation, or third-party right, including any intellectual property or privacy rights
Nevada Today reserves the right to assume exclusive control of the defense of any matter otherwise subject to indemnification by you, at your expense. You agree to cooperate fully with Nevada Today in asserting any available defenses.
Modifications to Terms or Services
Nevada Today reserves the right to modify, update, or replace these Terms at any time at its sole discretion. When we make material changes, we will update the “Last Updated” date at the top of this page. In some cases, we may provide additional notice, such as by posting a notice on the Site’s homepage.
Your continued use of the Site following the posting of revised Terms constitutes your acceptance of those changes. We encourage you to review these Terms periodically to stay informed of any updates.
Nevada Today also reserves the right to modify, suspend, or discontinue any aspect of the Site or its services at any time without notice or liability. We shall not be liable to you or any third party for any modification, suspension, or discontinuation of the Site or any services offered through it.
Governing Law and Dispute Resolution
These Terms and any disputes arising out of or related to your use of the Site shall be governed by and construed in accordance with the laws of the jurisdiction in which Nevada Today is established, without regard to any conflict of law principles that would result in the application of the laws of another jurisdiction.
Before initiating any formal legal proceeding, you agree to first contact Nevada Today in writing and provide a reasonable opportunity — no less than thirty (30) days — to resolve the dispute informally. Many disputes can be resolved quickly and efficiently through direct communication.
If a dispute cannot be resolved informally, you agree that any claims or controversies arising out of or related to these Terms or the Site shall be resolved exclusively through binding arbitration on an individual basis. You expressly waive any right to participate in any class action lawsuit or class-wide arbitration against Nevada Today.
Notwithstanding the above, either party may seek injunctive or other equitable relief in a court of competent jurisdiction to prevent the actual or threatened infringement, misappropriation, or violation of intellectual property rights or confidential information.
If any provision of this section is found to be unenforceable, the remaining provisions shall continue in full force and effect.
Contact Information
If you have any questions, concerns, or requests related to these Terms of Use or your use of the Site, please contact us using the information below. We aim to respond to all inquiries within a reasonable time.
COMPANY NAME: Nevada Today
MAILING ADDRESS: [email protected]
Please note that communications sent to Nevada Today through the Site or by email do not constitute legal notice for purposes of litigation or regulatory proceedings unless we expressly acknowledge receipt in writing.